Best Credit Cards Canada

SmartLine™ Platinum MasterCard®

  • No Annual Fee, Annual interest rate for cash advances is 19.8%
  • Enjoy our lowest long-term rate of 5.99% on purchases and balance transfers guaranteed for 3 years (as long you pay your bills on time)
  • After that your rate will stay low and become a variable rate of Prime +3.75% on purchases and balance transfers
APR Balance Transfer Annual Fee Credit Needed
5.9% for 3 yrs* Yes None Excellent Credit
MBNA PremierRewards®

  • Get up to 5% cash back on qualifying net retail gas and grocery purchases for the first 6 months*
  • Get up to 3% cash back on qualifying net retail gas and grocery purchases thereafter
  • 1.99% introductory annual interest rate† on balance transfers* and cheque cash advances for 10 months
APR Balance Transfer Annual Fee Credit Needed
19.9% Yes None Good Credit
Aspire™ Gold MasterCard® Credit Card

  • Earn reward miles – with no annual fee!
  • Earn 1 reward mile for every $1 spent on everything you buy
  • 5,000 bonus reward miles with your first purchase
  • 1,000 anniversary bonus reward miles every year
APR Balance Transfer Annual Fee Credit Needed
19.8% Yes None Good Credit